Independent advisory for every Ghana property buyer — resident or diaspora. We compare bank mortgages, developer payment plans, and bridge structures, and negotiate on your side of the table.
Most buyers walk into the bank where their salary lands, take the product that desk happens to sell that quarter, and accept terms they did not negotiate. We keep live relationships with seven lenders in Ghana and we know which one is pricing aggressively this month.
You tell us the deal. We get you three comparable offers in writing. You pick. We negotiate the fine print on your side.
Mortgage shortlist against your employer band and the property valuation. Typically 70–80% LTV, 10–20 year tenor.
Structures using USD/GBP payslips for proof of income, serviced in the same currency. Avoids GHS depreciation risk on your liability.
Bank statement underwriting or asset-backed lending. Lenders who look at cash flow, not just P60s.
We audit the developer’s plan versus an external mortgage and tell you the effective rate, so you do not overpay for “interest-free” tags.
Indicative only. Your specific offer depends on property, income, and lender.
Rates accurate as of April 2026. Updated monthly.
myPropertyGhana is a licensed property brokerage. We are not a bank. We refer you to regulated lenders and negotiate on your behalf; we do not lend directly.
We are not the biggest portal in Ghana. We are the brokerage that takes fewer mandates, vets them harder, and runs a transaction end-to-end so you don't have to chase eight different people to close a deal.
Lands Commission search, vendor ID, GPS pin. If we can't verify, we don't list.
Every client gets a single agent who owns the transaction. No hand-offs, no chasing.
Title work runs in parallel with negotiation, not after. Typical resident close: 30–45 days.
FX, POA, remote viewing — this is routine for us, not an exception.
Signed agreements, Lands Commission search receipts, and solicitor confirmations — every transaction leaves a paper trail you can verify independently.
One flat advisory fee, disclosed up front, billed only when a transaction closes.